December 10, 2004
"Have life and have it more abundantly." How beautifully said.
I truly believe that God/Goddess, The Universe, Deity, whatever you
want to call the ultimate power in the Universe wants us to be
happy and joyful. There is no shame or dishonor in abundance.
Abundance is something that is there for you to accept into your life,
to embrace as the gift that it is and say thank you. We don't
have to torture ourselves with how unworthy we are and mumble about
how others deserve abundance more than we do. God does not make
mistakes. When we are given wonderful gifts of abundance, it is
because we deserve it, or else it would not happen. Do we really
know so much more than God?
Remember my calla lilies? As a quick history lesson for
newcomers, for a couple of years, Eric was frequently out of work and
we were pretty much living by the skin of our teeth. It was a
really hairy time. As I look back on it now, I don't know how in
the world we made it through, but we sure did, one day and one miracle
at a time. Anyway, I had this giant thatch of calla lilies by my
front door and for two years, they never bloomed, then one very
depressed day in the middle of December, I went outside to find them
alive with blooms where none had been just hours before. After
that, those little calla lilies were 100% accurate at predicting the
miracles that were coming, right down to the number of miracles
equaling the number of blooms.
Tuesday night, Eric was trying to start a fire in the wood stove (it's
been rainy, so the wood, even though it is covered with a tarp, is
cantankerous because the moisture manages to seep into it no matter
what you do. He pulled out a handful of newspaper to get it
going and when he happened to open the newspaper, the words "calla
lilies" caught his eye immediately. When he remarked on it, I
said, "the miracles are coming again."
Even with the ground hard, my beloved lilies (what few I could get up
here) eaten to the ground by deer and the original ones now blooming
by Erica's door (the lady who moved into my house) instead of mine,
they were able to reach out to me and send their message. I
wonder if Erica's ($270,000) callas are blooming for me now as well.
For as much as she paid for her house, they'd better be tuned to her
by now. ;) Something tells me those little suckers are in
full bloom right now.
The
past month has been rocky. We were put in a financial situation
where decisions had to be made that we didn't want to make.
Getting the car was hard, but necessary. We get tons of snow and
driving a huge boat like the Caprice over the icy ledges that go
straight off the mountain isn't wise. In fact, Eric would likely
not be able to get to work. So yes, it had to be done and I am
glad it was done, but wow. It killed us right in time for
Christmas.
We
are still fairly toasted for this month. Thanks to some little
miracles that showed themselves, I'll be able to get some Christmas
presents for the kids, which I didn't expect before. Gifts for
myself and Eric are coming from The Universe, for which I am truly
grateful. ("What a great mom and dad!!") Slowly but
surely, it is all working out, or appears to be. No, let's think
affirmatively. It is working out!
As
many of you know, I have been home schooling Dylan this year. It
was the best choice for everyone, but I've got to tell you, it's not
for lightweights. He's probably one of the best candidates for
it and still, it's challenging in all the ways you can imagine home
schooling to be challenging, even with a teacher at the big elementary
school in town as a proctor. At Nathan's parent teacher
conference 2-3 weeks ago, his teacher, who is also the principal of
the school, told me that there was a chance Dylan might be able to get
into the little school when the kids go back to school after New
Year's. (!adoing!) We were told previously that he might
not even be able to get in next year! With this thought
firmly planted in the O Happy Day part of my brain, I eagerly awaited
confirmation. Unfortunately, what I heard from the
teacher/principal was that the superintendent didn't want to go for
it. By Dylan being in the home school program through the big
school, they get funding on a per kid basis and he's one of the kids.
If he goes to the little school, they lose that money and it is not
compensated because if schools have less than 50 children (our little
school has a total enrollment of 36 kids in grades K-5), there
is a flat rate compensation rather than a per kid allowance. Uh
oh. So I went to work with my handy dandy fax machine (about the
only thing Eric ended up with to the positive from his year long
endeavor at "going into business" with someone) and jetted out a
heart-felt letter (I can tell you this, it literally included the
phrase, "Begging available upon request or as needed.") to Mr
Superintendent and when I talked to the principal again on Wednesday,
she said, "Unofficially officially, he's in." The Superintendent
is not at work again until Monday, so I hope to get a definitive
answer then. Think good thoughts!
If
Dylan is able to get into the little school, that means in as short a
time as three weeks, I would be spending my days totally on my own!
I have NEVER been alone like that. My family was always bustling
with activity between myself, my parents and my two brothers, not to
mention about 30 cousins. I had Joey before I left home, so when
I married Paul in 1978, I already had a child. From then on, I
have always had children at home in various numbers and ages.
Now, Delena is 12, Dylan is 7 and Nathan is 5. It leaves me
breathless with excitement to think of having day after day after day
of long hours to myself. I swear to you, I'm tearing up right
now just talking about it. It also helps that Dylan will be
so happy in this school. He and Nathan get along
great and they will be in the same classroom (K-2 are together in one
room and 3-5 are in the next room). So it is a good thing for
everyone. Once he is in, I will feel like I have run a (too
long) marathon and have finally hit the finish line. Diva, here
I come! So that is a really, really good thing (definitely a
miracle) and I am just giddy with excitement over it. THAT is my
Christmas gift from the Universe.
THEN, there was more! Erica, who bought our old house, is a
mortgage broker and when Eric went to pick up his skis which he'd left
up in the rafters of the garage, she mentioned that they had already
refinanced the house. ?! I mean, they just bought this
place in May-June! Eric talked to her for a while and we decided
to give it a try. Our finance company, which is also our bank,
wouldn't even attempt a refi until we'd had the house for a year
without going by the original appraisal, which wouldn't help us much.
Now
for some more back story. Two years ago (can you believe it has been
that long?!) which Eric was first out of work, we had to have our
vehicle voluntarily repossessed. We'd only had it for about a
year, so we pretty much got hosed. After the finance company
re-sold the car, there was nearly a $13,000 deficit that we had to
pay. We worked out payments of $150 a month, but that pretty
much covered the interest. So now, two years later, we still
owed them $12,000. A couple of months ago, Eric and I got a copy
of our credit report and found that this finance company that we had
been paying for two years was reporting the debt as a charge off.
WTF?? So Eric called them up before we paid them that
month and told them that he wasn't going to send them any more money
until it was reporting correctly on the credit report (I mean, how
much worse could it get than a charge off?) and that he would be
contacting a lawyer to find out how to proceed with being compensated
for the damage we had incurred (my husband is a marvelous bullshit
artist) by this erroneous reporting, considering that we'd just bought
a house at 7.5% interest and a car at horrible interest as a result.
We never heard from them again. When we were working on the
refi, I told Erica about the repo. When she ran the credit
report, she said, "Well, everything here looks good..." I asked
about the repo and she said, "I don't see a repo reporting." I
told her the name of the finance company and she said, "Oh, they are
reporting the account as paid in full." I nearly dropped the
phone. This company is blowing off $12,000 due to a clerical
error they made for who knows how long in reporting it as a charge
off.
Since that was the only negative item on Eric's credit report (mine
shall not be discussed), he's now golden. Erica said the refi to
6% fixed interest rate should be no problem at all. The best
news is that with the equity we have built in the house over the past
7 months, we can pay off the jeep, plus a couple of other major bills,
get Eric's laser eye surgery he very much needs and have our payments
still be about $100 lower than they are now. Between that and
the money we will save by paying off the bills, it will be as though I
got a part time job. This should be just enough to save us.
It should be finalized the first week of January, so all I have to do
is get us through December intact. I have to make our mortgage
by the 16th of this month, keep our utilities on and get Christmas for
the kids (groceries and gas for Eric to get to and from work as well).
Make it through December and all should be well.
So
that is three very major miracles: Dylan in school, the refi
itself and the news about the repo loan that the refi brought.
Two out of three are not a done deal yet, but the callas never lie.
This is a couple of hours later. Got pulled away to help Dylan
with his school work and while we were busy, the superintendent called
to confirm that Dylan starts on January 3rd for certain!!!! I am
so tremendously excited. So is he.
"Have life and have it more abundantly." I have definitely felt
the abundance this week.
I
know there are more things I wanted to tell you, but my brain is going
so fast I can't seem to get it focused. I might be back later.
If not, see you next week!
Oh
and today's work out was "Yoga For Weight Loss" by Suzanne Deason.
My feet went numb in a few places and I definitely felt the burn at
times. Also a little sore from this one! I love having
choices for my work outs!
Take care,
Katrina
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